Privacy Policy

Effective Date: 20/March/2023

Welcome to Elite Wallet Limited ("Elite Wallet," "we," "our," or "us").

We are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services as a financial lending company. Please read this policy carefully to understand our practices regarding your personal information.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy and our Terms of Service. If you do not agree with the terms of this Privacy Policy or our Terms of Service, please do not use our services.

Information We Collect

1.1. Personal Information:

We may collect personal information from you when you voluntarily provide it to us, such as when you apply for a loan, register an account, or interact with our services. This information may include but is not limited to: Full name Contact information (e.g., phone number, email address, physical address) Date of birth National identification or passport number Employment details Financial information (e.g., bank account details, income, credit history)

1.2. Non-Personal Information:

We may also collect non-personal information automatically when you use our services. This information may include but is not limited to: Device information (e.g., IP address, browser type, operating system) Usage information (e.g., pages visited, time spent on our website or application) Cookies and similar technologies

How We Use Your Information

2.1. Provide and Improve Services:

We may use your information to: Process loan applications and facilitate lending services Verify your identity and assess creditworthiness Communicate with you about your account, transactions, and updates Personalize and improve your experience with our services Develop new features, products, and services Ensure compliance with legal and regulatory obligations

2.2. Marketing and Promotional Communications:

With your consent, we may use your contact information to send you promotional materials, updates, or newsletters about our products and services. You may opt-out of receiving these communications at any time by following the unsubscribe instructions provided in the message or by contacting us directly.

2.3. Disclosure of Information:

We may share your information with third parties only in the following circumstances: With your consent or as otherwise necessary to provide our services With our partners, service providers, and contractors who assist us in operating our business When required by law, regulation, or legal process In response to a valid request from a government authority or regulatory body To protect our rights, property, or safety, or the rights, property, or safety of others Data Security We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security of your information. Retention of Information We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer require your information, we will securely dispose of it in accordance with applicable laws and regulations. Your Rights and Choices

5.1. Access and Correction:

You have the right to access and correct your personal information held by us. You may review and update your information by logging into your account or contacting us directly.

5.2. Marketing Communications:

You may opt-out of receiving marketing communications from us by following the instructions provided in the communication or by contacting us directly.

5.3. Do Not Track:

Our services do not respond to "Do Not Track" signals or similar mechanisms. Third-Party Websites and Services Our services may contain links to third-party websites or services that are not owned or controlled by Elite Wallet. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party websites or services before providing any personal information. International Data Transfers Your personal information may be transferred to and processed in countries other than your own. By using our services, you consent to the transfer of your information to countries outside your own, which may have different data protection laws than those in your jurisdiction. Children's Privacy Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from individuals under 18 years of age. If you believe that we have collected personal information from a minor, please contact us, and we will promptly remove that information from our records. Changes to this Privacy Policy We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by posting an updated version on our website or through other means as required by law. Your continued use of our services after the effective date of any revised Privacy Policy constitutes your acceptance of the revised policy. Contact Us If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: Elite Wallet Limited [ / +254724579491]

By using our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein
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