jQuery(document).ready(function ($) {
"use strict";
jQuery(".contact-book-btn").click(function () {
jQuery(".contact-us-popup").show();
jQuery("body").addClass("body-overflow-hidden");
});
/*****************************************************************************************/
/** Attention!!! This JS for Default theme and New theme (In If elase condition)||********/
/*****************************************************************************************/
const element = document.getElementById("main-sec");
/*****************************************************************************************/
/******************** START : Condition For New theme ************************************/
/*****************************************************************************************/
if (element != null && element.classList.contains("new-theme-template-section")) {
//Condition For New theme
function loan_calculation_process() {
var currency_symbol = setting_data.currency_symbols;
var default_nop_value = jQuery("input[name='loan_terms']").val();
/* visible note below chart */
if(default_nop_value > 120){
jQuery('body').find('.chart-note').show();
}else{
jQuery('body').find('.chart-note').hide();
}
var loan_amount = jQuery("#loan_amount").val();
var monthly_payment = 0;
var repayment_frequency_val = jQuery("#repayment_freq").val();
jQuery("input[name='current_repayment_freq']").val(repayment_frequency_val);
var ballon_amounts_per_sign = jQuery("#ballon_amounts_per").val();
if (!ballon_amounts_per_sign.endsWith("%")) {
jQuery("#ballon_amounts_per").val(ballon_amounts_per_sign + "%");
}
var interest_rates_sign = jQuery("#interest_rates").val();
if (!interest_rates_sign.endsWith("%")) {
jQuery("#interest_rates").val(interest_rates_sign + "%");
}
var loan_amount = jQuery("#loan_amount")
.val()
.replaceAll(currency_symbol, "");
if (setting_data.remove_decimal_point == 1) {
loan_amount = parseInt(loan_amount.replaceAll(",", ""));
} else {
loan_amount = parseFloat(loan_amount.replaceAll(",", ""));
}
/* down payment code start */
if (setting_data.down_payment_option == '1') {
if (setting_data.down_payment_mode == 'percentage') {
document.getElementById("down_payment_range").max = setting_data.down_payment_max_per;
var down_payment_range = document.getElementById("down_payment_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((down_payment_range.value - down_payment_range.min) /
(down_payment_range.max - down_payment_range.min)) *
100
);
down_payment_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
} else {
var value =
((down_payment_range.value - down_payment_range.min) /
(down_payment_range.max - down_payment_range.min)) *
100;
down_payment_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
}
var down_payment_per = jQuery("#down_payment_per").val();
if (setting_data.remove_decimal_point == 1) {
down_payment_per = parseInt(down_payment_per);
jQuery("#down_payment_per_dis").html(down_payment_per + "%");
} else {
down_payment_per = parseFloat(down_payment_per);
jQuery("#down_payment_per_dis").html(
down_payment_per.toFixed(2) + "%"
);
}
var down_payment =
parseInt(
(parseInt(loan_amount) *
parseInt(down_payment_per)
)) / 100;
loan_amount = loan_amount - parseInt(down_payment);
jQuery("#bottom_down_payment_per").html(parseInt(down_payment_per));
jQuery("#bottom_down_payment").html(addCommas(parseInt(down_payment)));
jQuery("#down_payment").val(addCommas(parseInt(down_payment)));
var down_payment_per_sign = jQuery("#down_payment_per").val();
if (!down_payment_per_sign.endsWith("%")) {
jQuery("#down_payment_per").val(down_payment_per_sign + "%");
}
}
else{
var down_payment = parseInt(jQuery("#down_payment").val());
if(isNaN(down_payment)){
jQuery("#down_payment").val('');
}
else if(down_payment >= loan_amount){
jQuery("#down_payment").val('');
}
else if (down_payment > 0 && down_payment < loan_amount) {
loan_amount = loan_amount - parseInt(down_payment);
}
}
if (down_payment == "") {
down_payment = 0;
}
if (down_payment > 0) {
jQuery("#down_payment_section").show();
} else {
jQuery("#down_payment_section").hide();
}
}
/* down payment code end */
/* extra payment code start */
if (setting_data.extra_payment_option == '1') {
var extra_payment = parseInt(jQuery("#extra_payment").val().replaceAll(",", ""));
if(isNaN(extra_payment)){
jQuery("#extra_payment").val(0);
extra_payment = 0;
document.getElementById("extra_payment_range").value = 0;
}
else if(extra_payment > loan_amount){
jQuery("#extra_payment").val(0);
extra_payment = 0;
document.getElementById("extra_payment_range").value = 0;
}
if (extra_payment == "") {
extra_payment = 0;
}
var extra_payment_max_per = parseInt(setting_data.extra_payment_max_per);
var extra_payment_max_val = parseInt((loan_amount * extra_payment_max_per) / 100);
document.getElementById("extra_payment_range").max = extra_payment_max_val;
var extra_payment_range = document.getElementById("extra_payment_range");
var value = parseInt(
((extra_payment_range.value - extra_payment_range.min) /
(extra_payment_range.max - extra_payment_range.min)) *
100
);
extra_payment_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
if (extra_payment > 0) {
jQuery("#extra_payment_section").show();
jQuery("#bottom_extra_payment").html(addCommas(parseInt(extra_payment)));
jQuery("#extra_payment_saved_time_section").show();
jQuery("#extra_payment_total_section").show();
jQuery("#extra_payment_saved_interest_section").show();
} else {
jQuery("#extra_payment_section").hide();
jQuery("#extra_payment_saved_time_section").hide();
jQuery("#extra_payment_total_section").hide();
jQuery("#extra_payment_saved_interest_section").hide();
jQuery("#bottom_total_extra_payment").text('');
}
}
/* extra payment code end */
if (setting_data.remove_decimal_point == 1) {
var interest_rates = parseInt(jQuery("#interest_rates").val());
} else {
var interest_rates = parseFloat(
jQuery("#interest_rates").val().replaceAll("%", "")
);
}
var ballon_amounts_per = jQuery("#ballon_amounts_per")
.val()
.replaceAll("%", "");
var loan_terms_month = 0;
var total_months_terms = 0;
var loan_terms = jQuery("#loan_terms").val();
if (loan_terms > 0) {
total_months_terms = cal_loan_terms_by_frequency_payment_option(
repayment_frequency_val,
loan_terms
);
loan_terms_month = loan_terms;
}
/* display loan terms as year and months start */
if (loan_terms > 0) {
convert_total_terms_to_year_month(loan_terms,repayment_frequency_val);
convert_total_terms_to_year_month_for_loan_term_frequency_label(loan_terms,repayment_frequency_val);
}
/* display loan terms as year and months end */
document.getElementById("ballon_amount_range").max = 80;
var payment_type = jQuery("#payment_type").val();
var loan_advance_interest = 0;
var adloan_amount = 0;
if (payment_type == "In Advance") {
if (setting_data.remove_decimal_point == 1) {
adloan_amount = cal_advance_loan_amount_by_frequency_val(
repayment_frequency_val,
loan_amount,
interest_rates
);
var advance_cal = loan_advance_interest_cal(
repayment_frequency_val,
adloan_amount,
interest_rates
);
loan_advance_interest = parseInt(advance_cal.loan_advance_interest);
loan_amount = adloan_amount;
} else {
adloan_amount = cal_advance_loan_amount_by_frequency_val(
repayment_frequency_val,
loan_amount,
interest_rates
);
var advance_cal = loan_advance_interest_cal(
repayment_frequency_val,
loan_amount,
interest_rates
);
loan_advance_interest = advance_cal.loan_advance_interest;
loan_amount = adloan_amount;
}
}
if (setting_data.remove_decimal_point == 1) {
var ballon_amounts =
parseInt(
(parseInt(loan_amount) + parseInt(loan_advance_interest)) *
parseInt(ballon_amounts_per)
) / 100;
jQuery("#bill_ballon_per").html(parseInt(ballon_amounts_per));
jQuery("#bill_ballon_amt").html(addCommas(parseInt(ballon_amounts)));
} else {
var ballon_amounts =
parseFloat(
(parseFloat(loan_amount) + parseFloat(loan_advance_interest)) *
parseFloat(ballon_amounts_per)
) / 100;
jQuery("#bill_ballon_per").html(
parseFloat(ballon_amounts_per).toFixed(2)
);
jQuery("#bill_ballon_amt").html(addCommas(ballon_amounts.toFixed()));
}
if (setting_data.remove_decimal_point == 1) {
jQuery("#ballon_amounts").val(addCommas(parseInt(ballon_amounts)));
} else {
jQuery("#ballon_amounts").val(
addCommas(parseFloat(ballon_amounts).toFixed(2))
);
}
if (parseFloat(ballon_amounts) > parseFloat(loan_amount)) {
if (setting_data.remove_decimal_point == 1) {
var new_ballon_amt =
parseInt(
(parseInt(loan_amount) + parseInt(loan_advance_interest)) *
parseInt(ballon_amounts_per)
) / 100;
jQuery("#ballon_amounts").val(addCommas(parseInt(new_ballon_amt)));
jQuery("#bill_ballon_amt").html(addCommas(parseInt(ballon_amounts)));
} else {
var new_ballon_amt =
parseFloat(
(parseFloat(loan_amount) + parseFloat(loan_advance_interest)) *
parseFloat(ballon_amounts_per)
) / 100;
jQuery("#ballon_amounts").val(addCommas(new_ballon_amt.toFixed(2)));
jQuery("#bill_ballon_amt").html(addCommas(ballon_amounts.toFixed(2)));
}
}
var ballon_amounts = jQuery("#ballon_amounts").val();
ballon_amounts = ballon_amounts.replaceAll(",", "");
if (ballon_amounts == "") {
ballon_amounts = 0;
}
if (ballon_amounts > 0) {
jQuery("#ballon_amt_section").show();
} else {
jQuery("#ballon_amt_section").hide();
}
if (setting_data.remove_decimal_point == 1) {
ballon_amounts_per = parseInt(ballon_amounts_per);
jQuery("#interest_rate_range_dis").html(
jQuery("#interest_rates").val() + "%"
);
jQuery("#ballon_amounts_per_dis").html(ballon_amounts_per + "%");
} else {
ballon_amounts_per = parseFloat(ballon_amounts_per);
jQuery("#interest_rate_range_dis").html(
jQuery("#interest_rates").val() + "%"
);
jQuery("#ballon_amounts_per_dis").html(
ballon_amounts_per.toFixed(2) + "%"
);
}
var loan_amount_range = document.getElementById("loan_amount_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((loan_amount_range.value - loan_amount_range.min) /
(loan_amount_range.max - loan_amount_range.min)) *
100
);
} else {
var value =
((loan_amount_range.value - loan_amount_range.min) /
(loan_amount_range.max - loan_amount_range.min)) *
100;
}
loan_amount_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
var interest_rate_range = document.getElementById("interest_rate_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((interest_rate_range.value - interest_rate_range.min) /
(interest_rate_range.max - interest_rate_range.min)) *
100
);
} else {
var value =
((interest_rate_range.value - interest_rate_range.min) /
(interest_rate_range.max - interest_rate_range.min)) *
100;
}
interest_rate_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
var loan_terms_range = document.getElementById("loan_terms_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((loan_terms_range.value - loan_terms_range.min) /
(loan_terms_range.max - loan_terms_range.min)) *
100
);
} else {
var value =
((loan_terms_range.value - loan_terms_range.min) /
(loan_terms_range.max - loan_terms_range.min)) *
100;
}
loan_terms_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
var ballon_amount_range = document.getElementById("ballon_amount_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((ballon_amount_range.value - ballon_amount_range.min) /
(ballon_amount_range.max - ballon_amount_range.min)) *
100
);
ballon_amount_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
loan_terms = parseInt(loan_terms / 12);
loan_terms = parseInt(loan_terms);
} else {
var value =
((ballon_amount_range.value - ballon_amount_range.min) /
(ballon_amount_range.max - ballon_amount_range.min)) *
100;
ballon_amount_range.style.background =
"linear-gradient(to right, #555555 0%, #555555 " +
value +
"%, #fff " +
value +
"%, " +
setting_data.back_ground_color +
" 100%)";
loan_terms = parseFloat(loan_terms / 12).toFixed(2);
loan_terms = parseFloat(loan_terms);
}
if (setting_data.remove_decimal_point == 1) {
var emi_cal = cal_emi_amount_frequency_payment_options(
repayment_frequency_val,
loan_amount,
interest_rates,
loan_terms_month,
ballon_amounts
);
monthly_payment = parseInt(emi_cal.emi_amount);
var total_interests = (monthly_payment * loan_terms_month) - loan_amount;
var per_month_ballon_amt = 0;
var ballon_amt_interest = 0;
if (ballon_amounts > 0) {
ballon_amt_interest = cal_total_interest_on_balloon_amount(repayment_frequency_val,ballon_amounts,interest_rates,loan_terms_month);
per_month_ballon_amt = ballon_amt_interest / loan_terms_month;
}
} else {
var emi_cal = cal_emi_amount_frequency_payment_options(
repayment_frequency_val,
loan_amount,
interest_rates,
loan_terms_month,
ballon_amounts
);
monthly_payment = emi_cal.emi_amount;
var total_interests = (monthly_payment * loan_terms_month) - loan_amount;
var per_month_ballon_amt = 0;
var ballon_amt_interest = 0;
if (ballon_amounts > 0) {
ballon_amt_interest = cal_total_interest_on_balloon_amount(repayment_frequency_val,ballon_amounts,interest_rates,loan_terms_month);
per_month_ballon_amt = ballon_amt_interest / loan_terms_month;
}
}
var loan_terms = jQuery("#loan_terms").val();
if (setting_data.remove_decimal_point == 1) {
if(repayment_frequency_val=='Fortnight'){
loan_terms = parseInt(loan_terms / 26);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms = parseInt(loan_terms / 52);
}
else{
loan_terms = parseInt(loan_terms / 12);
}
total_interests =
parseInt(total_interests) +
parseInt(ballon_amounts) +
parseInt(ballon_amt_interest);
monthly_payment =
parseInt(monthly_payment) + parseInt(per_month_ballon_amt);
} else {
if(repayment_frequency_val=='Fortnight'){
loan_terms = parseFloat(loan_terms / 26).toFixed(2);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms = parseFloat(loan_terms / 52).toFixed(2);
}
else{
loan_terms = parseFloat(loan_terms / 12).toFixed(2);
}
loan_terms = parseFloat(loan_terms);
total_interests =
parseFloat(total_interests) +
parseFloat(ballon_amounts) +
parseFloat(ballon_amt_interest);
monthly_payment =
parseFloat(monthly_payment) + parseFloat(per_month_ballon_amt);
}
/* START: Total Fee Calculation */
jQuery("#loan_terms_range").val();
var monthly_fee = setting_data.monthly_rate;
var application_fee = setting_data.application_fee;
if (setting_data.calculation_fee_setting_enable == 1) {
if (setting_data.remove_decimal_point == 1) {
var loan_terms_for_fee = 0 ;
if(repayment_frequency_val=='Fortnight'){
loan_terms_for_fee = parseInt(loan_terms * 26 / 12);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms_for_fee = parseInt(loan_terms * 52 / 26);
}
else{
loan_terms_for_fee = parseInt(loan_terms)
}
var total_regular_fee_amt = parseInt(loan_terms_for_fee) * 120;
total_regular_fee_amt = parseInt(total_regular_fee_amt).toFixed(2);
jQuery("#total_regular_fee_amt").html(total_regular_fee_amt);
var total_fee =
parseInt(application_fee) + parseInt(total_regular_fee_amt);
jQuery("#total_fee_amt").html(total_fee);
} else {
var loan_terms_for_fee = 0 ;
if(repayment_frequency_val=='Fortnight'){
loan_terms_for_fee = parseFloat(loan_terms * 26 / 12).toFixed(2);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms_for_fee = parseFloat(loan_terms * 52 / 12).toFixed(2);
}
else{
loan_terms_for_fee = parseFloat(loan_terms).toFixed(2);;
}
var total_regular_fee_amt = parseFloat(loan_terms_for_fee) * 120;
total_regular_fee_amt = parseFloat(total_regular_fee_amt).toFixed(2);
jQuery("#total_regular_fee_amt").html(total_regular_fee_amt);
var total_fee =
parseFloat(application_fee) + parseFloat(total_regular_fee_amt);
jQuery("#total_fee_amt").html(total_fee);
}
}
/* END : Total Fee Calculation*/
/* check for the inifinity and NAN value */
if(monthly_payment==Infinity || monthly_payment == 'NaN' || Number.isNaN(monthly_payment) == Number.isNaN(NaN)){
monthly_payment = 0;
}
if (setting_data.remove_decimal_point == 1) {
if (setting_data.calculation_fee_setting_enable == 1) {
jQuery("#per_month_amount").html(
addCommas(
Math.round(parseInt(monthly_payment))
)
);
} else {
jQuery("#per_month_amount").html(
addCommas(Math.round(parseInt(monthly_payment)))
);
}
} else {
if (setting_data.calculation_fee_setting_enable == 1) {
jQuery("#per_month_amount").html(
addCommas(
parseFloat(monthly_payment).toFixed(2)
)
);
} else {
jQuery("#per_month_amount").html(
addCommas(parseFloat(monthly_payment).toFixed(2))
);
}
}
/* STRAT : Interests Field Fill*/
convert_total_terms_to_year_month(loan_terms_month,repayment_frequency_val);
convert_total_terms_to_year_month_for_loan_term_frequency_label(loan_terms_month,repayment_frequency_val);
//var loan_amount_term_label = 'per ' + repayment_frequency_val.slice(0, -2) + ' for ';
var loan_amount_term_label = "";
if (repayment_frequency_val == "Yearly") {
loan_amount_term_label = setting_data.repay_freq_per_year_label;
} else if (repayment_frequency_val == "Quarterly") {
loan_amount_term_label = setting_data.repay_freq_per_quarter_label;
} else if (repayment_frequency_val == "Weekly") {
loan_amount_term_label = setting_data.repay_freq_per_week_label;
} else if (repayment_frequency_val == "Fortnight") {
loan_amount_term_label = setting_data.repay_freq_per_fortnight_label;
} else {
loan_amount_term_label = setting_data.repay_freq_per_month_label;
}
jQuery("#loan_amount_term_label").html(loan_amount_term_label);
if (setting_data.extra_payment_option == '1') {
jQuery("#extra_payment_loan_amount_term_label").html(loan_amount_term_label.replaceAll('for',''));
}
if (setting_data.remove_decimal_point == 1) {
jQuery("#loan_amount_rate").html(interest_rates);
var total_int_amt = addCommas(
Math.round(
parseInt(total_interests) - parseInt(loan_advance_interest)
)
)
/* check for NAN value */
if(total_int_amt=='NaN'){
total_int_amt = 0;
}
jQuery("#total_interests_amt").html(addCommas(total_int_amt));
jQuery("#total_interests_amt_hidden").html(addCommas(total_int_amt));
} else {
jQuery("#loan_amount_rate").html(interest_rates.toFixed(2));
if (interest_rates === 0) {
jQuery("#total_interests_amt").html(
addCommas(Math.round(parseFloat(0) - parseFloat(0)))
);
jQuery("#total_interests_amt_hidden").html(
addCommas(Math.round(parseFloat(0) - parseFloat(0)))
);
} else {
var total_sum_interests =
total_interests < loan_advance_interest ? parseFloat(total_interests).toFixed(2):parseFloat(total_interests).toFixed(2);
/* check for NAN value */
if(total_sum_interests=='NaN'){
total_sum_interests = '0.00';
}
jQuery("#total_interests_amt").html(total_sum_interests);
jQuery("#total_interests_amt_hidden").html(total_sum_interests);
}
}
//jQuery("#total_interests_years").html(display_year_str);
var currency_symbols = setting_data.currency_symbols;
var balance = loan_amount;
var table_data = "";
var rmv_decimal = 0;
var is_advanced = "";
var count = loan_terms_month;
/* down payment entry in table start */
if (setting_data.down_payment_option == '1') {
if(parseInt(down_payment) > 0 ){
if (setting_data.remove_decimal_point == 1) {
var table_down_payment = currency_symbols+parseInt(down_payment);
if(loan_advance_interest > 0){
var table_loan_amout = parseInt(loan_amount) + parseInt(loan_advance_interest);
}else{
var table_loan_amout = parseInt(loan_amount);
}
var table_int_rate = currency_symbols+'0';
}
else{
var table_down_payment = currency_symbols+parseFloat(down_payment).toFixed(2);
if(loan_advance_interest > 0){
var table_loan_amout = (parseFloat(loan_amount) + parseFloat(loan_advance_interest)).toFixed(2);
}else{
var table_loan_amout = parseFloat(loan_amount).toFixed(2);
}
var table_int_rate = currency_symbols+'0';
}
table_data += '';
table_data += '* ';
table_data += '-' +table_down_payment+ '('+setting_data.down_payment_label_str+') ';
if(setting_data.extra_payment_option == '1'){
table_data += ''+currency_symbols+'0.00'+' ';
}
table_data += ''+table_int_rate+' ';
table_data += ''+currency_symbols+''+table_loan_amout + ' ';
table_data += ' ';
}
}
/* down payment entry in table end */
if (setting_data.extra_payment_option == '1') {
var old_balance_for_extra_pay = 0;
var total_interest_for_extra_pay = 0;
var total_extra_payment = 0;
}
if (payment_type == "In Advance") {
table_data += '';
table_data += '* ';
table_data += ''+currency_symbols+'0.00'+' ';
if(setting_data.extra_payment_option == '1'){
table_data += ''+currency_symbols+'0.00'+' ';
}
table_data += ''+currency_symbols+''+(setting_data.remove_decimal_point == 1 ? parseInt(loan_advance_interest): parseFloat(loan_advance_interest).toFixed(2))+' (Advanced) ';
table_data += ''+currency_symbols+ '' +(setting_data.remove_decimal_point == 1 ? parseInt(loan_amount) : parseFloat(loan_amount) )+ ' ';
table_data += ' ';
}
for (var i = 1; i <= loan_terms_month; i++) {
if (setting_data.remove_decimal_point == 1) {
rmv_decimal = 1;
} else {
rmv_decimal = 0;
}
count = loan_terms_month - i;
var interest = cal_interest_amount_by_fre_payment_option(
repayment_frequency_val,
count,
balance,
interest_rates,
rmv_decimal
);
if (setting_data.remove_decimal_point == 1) {
var principal = parseInt(monthly_payment) - parseInt(interest);
} else {
var principal =
parseFloat(monthly_payment) - parseFloat(interest).toFixed(2);
}
if (setting_data.extra_payment_option == '1') {
old_balance_for_extra_pay = balance;
}
balance = balance - principal;
/* deduct extra payment from balance in table entry */
if (setting_data.extra_payment_option == '1') {
balance = balance - extra_payment;
}
/* deduct extra payment from balance in table entry */
table_data += "";
table_data += "" + i + " ";
if (setting_data.remove_decimal_point == 1) {
var display_monthly_payment = Math.ceil(monthly_payment);
} else {
var display_monthly_payment = monthly_payment;
}
if (i == loan_terms_month) {
if (setting_data.remove_decimal_point == 1) {
display_monthly_payment =
parseInt(display_monthly_payment) + parseInt(ballon_amounts);
} else {
display_monthly_payment =
parseFloat(display_monthly_payment) + parseFloat(ballon_amounts);
}
}
if (interest < 0) {
interest = 0;
}
/* EMI column of table code */
if(setting_data.extra_payment_option == '1' && extra_payment > 0 && parseInt(balance)<0){
var Updated_EMI;
if(old_balance_for_extra_pay < display_monthly_payment){
if(ballon_amounts > 0){
if(ballon_amounts > old_balance_for_extra_pay){
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest);
}
else{
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest)+parseFloat(ballon_amounts);
if(Updated_EMI > old_balance_for_extra_pay){
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest);
}
}
}
else{
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest);
}
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(Updated_EMI) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(Updated_EMI).toFixed(2) +
" ";
}
}
else{
if(ballon_amounts > 0){
if(ballon_amounts > old_balance_for_extra_pay){
Updated_EMI = parseFloat(old_balance_for_extra_pay) + interest;
}
else{
Updated_EMI = display_monthly_payment + parseFloat(ballon_amounts);
if(Updated_EMI > old_balance_for_extra_pay){
Updated_EMI = old_balance_for_extra_pay + interest;
}
}
}
else{
Updated_EMI = display_monthly_payment;
}
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(Updated_EMI) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(Updated_EMI).toFixed(2) +
" ";
}
}
}else{
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(display_monthly_payment) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(display_monthly_payment).toFixed(2) +
" ";
}
}
/* EMI column of table code */
/* extra payment column data for table entry */
if (setting_data.extra_payment_option == '1' && extra_payment > 0) {
if(parseInt(balance)<0){
if(old_balance_for_extra_pay < display_monthly_payment){
table_data +=
"-" +
currency_symbols +
"0" +
" ";
}
else{
var Updated_EMI = display_monthly_payment + parseInt(ballon_amounts);
if(parseInt(ballon_amounts) > 0 && Updated_EMI > old_balance_for_extra_pay){
table_data +=
"-" +
currency_symbols +
"0" +
" ";
}
else{
if(parseInt(ballon_amounts) > 0){
var ext_pay = old_balance_for_extra_pay - (display_monthly_payment + parseInt(ballon_amounts) );
if(ext_pay<0){
ext_pay = 0;
}
}
else{
var ext_pay = old_balance_for_extra_pay - display_monthly_payment;
if(ext_pay<0){
ext_pay = 0;
}
}
if(ext_pay < extra_payment){
table_data +=
"-" +
currency_symbols +
parseInt(ext_pay+interest) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(ext_pay+interest);
}
else{
table_data +=
"-" +
currency_symbols +
parseInt(extra_payment) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(extra_payment);
}
}
}
}
else{
table_data +=
"-" +
currency_symbols +
parseInt(extra_payment) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(extra_payment);
}
}
/* extra payment column data for table entry */
if (setting_data.remove_decimal_point == 1) {
table_data +=
"" +
currency_symbols +
parseInt(interest)
" ";
} else {
table_data +=
"" +
currency_symbols +
parseFloat(interest).toFixed(2)
" ";
}
if (i == loan_terms_month) {
balance = 0;
}
var display_balance = balance;
if (
display_balance < 0 ||
(display_balance > 0 && display_balance < 1)
) {
display_balance = 0.0;
}
if (setting_data.remove_decimal_point == 1) {
display_balance = parseInt(display_balance);
} else {
display_balance = parseFloat(display_balance).toFixed(2);
}
if (parseInt(balance) < 0) {
table_data += "0.00 ";
} else {
table_data += "" + currency_symbols + display_balance + " ";
}
table_data += " ";
/* extra payment calculate total interest and break loop of table entry wnen balance get 0 */
if(setting_data.extra_payment_option == '1'){
if (setting_data.remove_decimal_point == 1) {
if (payment_type == "In Advance" && i==1) {
total_interest_for_extra_pay = parseInt(total_interest_for_extra_pay) + parseInt(interest);
}
else{
total_interest_for_extra_pay = parseInt(total_interest_for_extra_pay) + parseInt(interest);
}
}
else{
if (payment_type == "In Advance" && i==1) {
total_interest_for_extra_pay = parseFloat(total_interest_for_extra_pay) + parseFloat(interest);
}
else{
total_interest_for_extra_pay = parseFloat(total_interest_for_extra_pay) + parseFloat(interest);
}
}
if (parseInt(balance) < 0) {
break;
}
}
/* extra payment calculate total interest and break loop of table entry wnen balance get 0 */
}
jQuery("#loan_table_data").html(table_data);
/* hide extra payment table column when its 0 */
if (setting_data.extra_payment_option == '1') {
if(parseInt(extra_payment)==0){
jQuery('.extra-payment-column').hide();
}
else{
jQuery('.extra-payment-column').show();
}
}
/* extra payment display total interest in summary result */
if (setting_data.extra_payment_option == '1' && extra_payment > 0) {
if (setting_data.remove_decimal_point == 1) {
jQuery("#total_interests_amt").html(addCommas(total_interest_for_extra_pay));
jQuery("#total_interests_amt_hidden").html(addCommas(total_interest_for_extra_pay));
}
else{
jQuery("#total_interests_amt").html(addCommas(total_interest_for_extra_pay.toFixed(2)));
jQuery("#total_interests_amt_hidden").html(addCommas(total_interest_for_extra_pay.toFixed(2)));
}
if (setting_data.hide_total_extra_payments != '1'){
jQuery("#bottom_total_extra_payment").text(addCommas(total_extra_payment));
}
/* change total interest variable for chart */
total_interests = total_interest_for_extra_pay;
/* saved interest after extra payment start */
var total_interest_without_extra_payment = get_total_interest_without_extra_payment();
total_interest_without_extra_payment = total_interest_without_extra_payment.replaceAll(",", "");
var saved_inter_after_extra_payment = 0;
if(parseInt(total_interest_without_extra_payment) > 0){
if (setting_data.remove_decimal_point == 1) {
saved_inter_after_extra_payment = parseInt(total_interest_without_extra_payment) - parseInt(total_interest_for_extra_pay);
}
else{
saved_inter_after_extra_payment = parseFloat(total_interest_without_extra_payment) - parseFloat(total_interest_for_extra_pay);
saved_inter_after_extra_payment = saved_inter_after_extra_payment.toFixed(2);
}
}
if(saved_inter_after_extra_payment < 0){
saved_inter_after_extra_payment = 0;
}
jQuery('#interest_save_for_extra_payment').html(addCommas(saved_inter_after_extra_payment));
/* saved interest after extra payment end */
}
/* extra payment display total interest in summary result */
/* END : Loan Table Section */
/* START : Loan Chart Section */
var balance_arr = [];
var remainig_interests = [];
var total_monthly_payment = [];
var total_principal_amonut = [];
var balance = loan_amount;
var interestSum = 0;
var principalSum = 0;
var monthly_paymentSum = 0;
var graph_type = "Years";
if (loan_terms_month <= 12) {
graph_type = "Months";
}
graph_type = "Months";
for (var p = 1; p <= loan_terms_month; p++) {
if (p == 1) {
if (setting_data.remove_decimal_point == 1) {
remainig_interests.push(parseInt(total_interests));
balance_arr.push(parseInt(balance));
} else {
remainig_interests.push(parseFloat(total_interests.toFixed(2)));
balance_arr.push(parseFloat(balance.toFixed(2)));
}
}
if (setting_data.remove_decimal_point == 1) {
rmv_decimal = 1;
} else {
rmv_decimal = 0;
}
count = loan_terms_month - p;
var interest = cal_interest_amount_by_fre_payment_option(
repayment_frequency_val,
count,
balance,
interest_rates,
rmv_decimal
);
var principal = monthly_payment - parseFloat(interest).toFixed(2);
if (p == loan_terms_month) {
balance = balance - principal - ballon_amounts;
} else {
balance = balance - principal;
}
/* deduct extra payment from balance in table entry */
if (setting_data.extra_payment_option == '1') {
balance = balance - extra_payment;
}
/* deduct extra payment from balance in table entry */
var total_interests = total_interests - interest;
if (balance < 0 || (balance > 0 && balance < 1)) {
balance = 0;
}
if (
total_interests < 0 ||
(total_interests > 0 && total_interests < 1)
) {
total_interests = 0;
}
interestSum += interest; // Accumulate interest
principalSum += principal;
monthly_paymentSum += monthly_payment;
if (loan_terms_month > 120) {
if (p % 12 == 0 || p == loan_terms_month) {
if (setting_data.remove_decimal_point == 1) {
/* remainig_interests.push(parseInt(total_interests));
balance_arr.push(parseInt(balance)); */
remainig_interests.push(parseInt(interestSum));
balance_arr.push(parseInt(balance));
total_monthly_payment.push(parseInt(monthly_paymentSum));
total_principal_amonut.push(parseInt(monthly_paymentSum) - parseInt(interestSum));
} else {
remainig_interests.push(parseFloat(interestSum.toFixed(2)));
balance_arr.push(parseFloat(balance.toFixed(2)));
total_monthly_payment.push(parseFloat(monthly_paymentSum.toFixed(2)));
total_principal_amonut.push(parseFloat(monthly_paymentSum.toFixed(2)) - parseFloat(interestSum.toFixed(2)));
}
interestSum = 0;
//principalSum = 0;
monthly_paymentSum = 0;
}
} else {
if (setting_data.remove_decimal_point == 1) {
remainig_interests.push(parseInt(interest));
if(setting_data.chart_types == 'stacked_bar'){
balance_arr.push(parseInt(balance));
total_monthly_payment.push(parseInt(monthly_paymentSum));
total_principal_amonut.push(parseInt(monthly_paymentSum) - parseInt(interestSum));
}else{
balance_arr.push(parseInt(principal));
}
} else {
remainig_interests.push(parseFloat(interest).toFixed(2));
if(setting_data.chart_types == 'stacked_bar'){
balance_arr.push(parseFloat(balance.toFixed(2)));
total_monthly_payment.push(parseFloat(monthly_payment.toFixed(2)));
total_principal_amonut.push(parseFloat(monthly_payment.toFixed(2)) - parseFloat(interest.toFixed(2)));
}else{
balance_arr.push(parseFloat(principal.toFixed(2)));
}
}
}
// total_interests
/* extra payment chart no of payments */
if (setting_data.extra_payment_option == '1' && parseInt(balance) <= 0 && extra_payment > 0) {
break;
}
/* extra payment chart no of payments */
}
/* START : PREPARE CHART JS DATA */
var loan_data = [];
const interests = [];
const total_balance_arr = [];
const xData = [];
/* new stacked bar chart */
//if(setting_data.chart_types == 'stacked_bar'){
const principal_calc_new_arr = [];
const extra_payment_arr = [];
//}
for (var p = 1; p < remainig_interests.length; p++) {
total_balance_arr.push(balance_arr[p]);
if (setting_data.remove_decimal_point == 1) {
interests.push(parseInt(remainig_interests[p]));
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
principal_calc_new_arr.push(parseInt(monthly_payment) - parseInt(remainig_interests[p]));
}
} else {
interests.push(parseFloat(remainig_interests[p]));
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
principal_calc_new_arr.push(parseFloat(monthly_payment) - parseFloat(remainig_interests[p]));
}
}
xData.push(p);
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
extra_payment_arr.push(extra_payment);
}
}
var graphColor = $("#loan-process-graph").css("--calc-graph-color");
var graph_color_sub = $("#loan-process-graph").css(
"--calc-graph-color-sub"
);
var graph_border_color = $("#loan-process-graph").css(
"--calc-graph-border-color"
);
var graph_border_color_sub = $("#loan-process-graph").css(
"--calc-graph-border-color-sub"
);
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
var balance_border_color_graph = $("#loan-process-graph").css(
"--calc-graph-balance-border-color"
);
var balance_point_background_color_graph = $("#loan-process-graph").css(
"--calc-graph-balance-point-background-color"
);
var extra_payment_graph_color = $("#loan-process-graph").css(
"--calc-graph-extra-payment-graph-color"
);
}
const colors = {
green: {
fill: "#e0eadf",
stroke: "#5eb84d",
},
lightBlue: {
stroke: "#6fccdd",
},
darkBlue: {
fill: graphColor,
stroke: graph_border_color,
},
purple: {
fill: graph_color_sub,
stroke: graph_border_color_sub,
},
};
var data = {};
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
if (typeof balance_point_background_color_graph === 'undefined'){
balance_point_background_color_graph = setting_data.balance_point_background_color_graph;
}
if (typeof balance_border_color_graph === 'undefined'){
balance_border_color_graph = setting_data.balance_border_color_graph;
}
if (typeof extra_payment_graph_color === 'undefined'){
extra_payment_graph_color = setting_data.extra_payment_graph_color;
}
var data_sets_graph = [
{
// label: "Balance",
label: 'Balance',
type:'line',
fill: false,
data: total_balance_arr,
backgroundColor: balance_point_background_color_graph,
pointBackgroundColor: balance_point_background_color_graph,
borderColor: balance_border_color_graph,
pointHighlightStroke: balance_point_background_color_graph,
borderCapStyle: "butt",
pointRadius: 5
},
{
// label: "Principal",
label: setting_data.principal_label,
fill: true,
backgroundColor: colors.darkBlue.fill,
pointBackgroundColor: colors.darkBlue.stroke,
borderColor: colors.darkBlue.stroke,
pointHighlightStroke: colors.darkBlue.stroke,
borderCapStyle: "butt",
data: total_principal_amonut,
yAxisID: 'y1'
},
{
// label: "Interest",
label: setting_data.interest_label,
fill: true,
backgroundColor: colors.purple.fill,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: interests,
yAxisID: 'y1'
}
];
if(extra_payment > 0){
data_sets_graph.push({
// label: "Extra payment",
label: setting_data.extra_payment_label,
fill: true,
backgroundColor: extra_payment_graph_color,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: extra_payment_arr,
yAxisID: 'y1'
});
}
data = {
labels: xData,
datasets: data_sets_graph
};
}else{
data = {
labels: xData,
datasets: [
{
// label: "Interest",
label: setting_data.interest_label,
fill: true,
backgroundColor: colors.purple.fill,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: interests,
},
{
// label: "Principal",
label: setting_data.principal_label,
fill: true,
backgroundColor: colors.darkBlue.fill,
pointBackgroundColor: colors.darkBlue.stroke,
borderColor: colors.darkBlue.stroke,
pointHighlightStroke: colors.darkBlue.stroke,
borderCapStyle: "butt",
data: total_balance_arr,
},
],
};
}
Chart.Tooltip.positioners.custom = function (elements, position) {
//debugger;
return {
x: position.x,
y: position.y,
};
};
var ctx = document.getElementById("loan-process-graph").getContext("2d");
var graph_new_theme = Chart.getChart("loan-process-graph");
if (graph_new_theme) {
graph_new_theme.destroy();
}
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
graph_new_theme = new Chart(ctx, {
type: 'bar',
data: data,
responsive: true,
options: {
title: {
display: true,
text: "Loan Calculator",
},
layout: {
padding: 32,
},
tooltips: {
mode: "index",
intersect: true,
position: "custom",
yAlign: "bottom",
},
scales: {
xAxes: {
stacked: true,
gridLines: {
display: false,
},
scaleLabel: {
display: true,
labelString: "Term (Months)",
},
min: 1,
title: {
display: true,
text: 'No. of Payments'
},
},
yAxes: {
stacked: true,
beginAtZero: false,
gridLines: {
display: true,
},
scaleLabel: {
display: true,
labelString: "Amount Owing ($)",
},
title: {
display: true,
text: 'Balance'
}
},
y1: {
type: 'linear',
position: 'right',
min: 0,
title: {
display: true,
text: 'EMI Payment / '+repayment_frequency_val
},
stacked: true,
},
},
plugins: {
legend: {
display: false,
},
datalabels : {
display:false,
},
htmlLegend: {
containerID: 'lc-chart-legend-container',
},
tooltip: {
enabled: false, // Disable default tooltips
external: function(context) {
// Tooltip Element
let tooltipEl = document.getElementById('chartjs-tooltip');
if (!tooltipEl) {
tooltipEl = document.createElement('div');
tooltipEl.id = 'chartjs-tooltip';
tooltipEl.innerHTML = '';
document.body.appendChild(tooltipEl);
}
const tooltipModel = context.tooltip;
if (tooltipModel.opacity === 0) {
tooltipEl.style.opacity = 0;
return;
}
tooltipEl.classList.remove('above', 'below', 'no-transform');
if (tooltipModel.yAlign) {
tooltipEl.classList.add(tooltipModel.yAlign);
} else {
tooltipEl.classList.add('no-transform');
}
function getBody(bodyItem) {
return bodyItem.lines;
}
if (tooltipModel.body) {
const titleLines = tooltipModel.title || [];
const bodyLines = tooltipModel.body.map(getBody);
let innerHtml = '';
titleLines.forEach(function(title) {
innerHtml += '
No. Payment: ' + title + '
';
});
bodyLines.forEach(function(body, i) {
innerHtml += '
' + body + '
';
if(body[0].split(':')[0]!='Balance'){
if(parseInt(extra_payment) > 0){
var total_payment_graph = monthly_payment+parseInt(extra_payment)
if(setting_data.remove_decimal_point=='1'){
total_payment_graph = parseInt(total_payment_graph);
}
else{
total_payment_graph = parseFloat(total_payment_graph).toFixed(2);
}
innerHtml += '
Total Payment: '+total_payment_graph+'
';
}
else{
var totalpayment= (total_monthly_payment[i] != ''?total_monthly_payment[i]:monthly_payment);
innerHtml += '
Total Payment: '+totalpayment+'
';
}
}
});
innerHtml += '
';
table_data += '* ';
table_data += '-' +table_down_payment+ '('+setting_data.down_payment_label_str+') ';
if(setting_data.extra_payment_option == '1'){
table_data += ''+currency_symbols+'0.00'+' ';
}
table_data += ''+table_int_rate+' ';
table_data += ''+currency_symbols+''+table_loan_amout + ' ';
table_data += ' ';
}
}
/* down payment entry in table end */
if (setting_data.extra_payment_option == '1') {
var old_balance_for_extra_pay = 0;
var total_interest_for_extra_pay = 0;
var total_extra_payment = 0;
}
if (payment_type == "In Advance") {
table_data += '';
table_data += '* ';
table_data += ''+currency_symbols+'0.00'+' ';
if(setting_data.extra_payment_option == '1'){
table_data += ''+currency_symbols+'0.00'+' ';
}
table_data += ''+currency_symbols+''+(setting_data.remove_decimal_point == 1 ? parseInt(loan_advance_interest): parseFloat(loan_advance_interest).toFixed(2))+' (Advanced) ';
table_data += ''+currency_symbols+ '' +(setting_data.remove_decimal_point == 1 ? parseInt(loan_amount) : parseFloat(loan_amount) )+ ' ';
table_data += ' ';
}
for (var i = 1; i <= loan_terms_month; i++) {
if (setting_data.remove_decimal_point == 1) {
rmv_decimal = 1;
} else {
rmv_decimal = 0;
}
count = loan_terms_month - i;
var interest = cal_interest_amount_by_fre_payment_option(
repayment_frequency_val,
count,
parseFloat(balance).toFixed(2),
interest_rates,
rmv_decimal
);
if (setting_data.remove_decimal_point == 1) {
var principal = parseInt(monthly_payment) - parseInt(interest);
} else {
var principal =
parseFloat(monthly_payment) - parseFloat(interest).toFixed(2);
}
if (setting_data.extra_payment_option == '1') {
old_balance_for_extra_pay = balance;
}
balance = balance - principal;
/* deduct extra payment from balance in table entry */
if (setting_data.extra_payment_option == '1') {
balance = balance - extra_payment;
}
/* deduct extra payment from balance in table entry */
table_data += "";
table_data += "" + i + " ";
if (setting_data.remove_decimal_point == 1) {
var display_monthly_payment = Math.ceil(monthly_payment);
} else {
var display_monthly_payment = monthly_payment;
}
if (i == loan_terms_month) {
if (setting_data.remove_decimal_point == 1) {
display_monthly_payment =
parseInt(display_monthly_payment) + parseInt(ballon_amounts);
} else {
display_monthly_payment =
parseFloat(display_monthly_payment) + parseFloat(ballon_amounts);
}
}
if (interest < 0) {
interest = 0;
}
/* EMI column of table code */
if(setting_data.extra_payment_option == '1' && extra_payment > 0 && parseInt(balance)<0){
var Updated_EMI;
if(old_balance_for_extra_pay < display_monthly_payment){
if(ballon_amounts > 0){
if(ballon_amounts > old_balance_for_extra_pay){
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest);
}
else{
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest)+parseFloat(ballon_amounts);
if(Updated_EMI > old_balance_for_extra_pay){
Updated_EMI = Number(old_balance_for_extra_pay)+Number(interest);
}
}
}
else{
Updated_EMI = Number(old_balance_for_extra_pay) + Number(interest);
}
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(Updated_EMI) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(Updated_EMI).toFixed(2) +
" ";
}
}
else{
if(ballon_amounts > 0){
if(ballon_amounts > old_balance_for_extra_pay){
Updated_EMI = parseFloat(old_balance_for_extra_pay) + interest;
}
else{
Updated_EMI = display_monthly_payment + parseFloat(ballon_amounts);
if(Updated_EMI > old_balance_for_extra_pay){
Updated_EMI = old_balance_for_extra_pay + interest;
}
}
}
else{
Updated_EMI = display_monthly_payment;
}
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(Updated_EMI) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(Updated_EMI).toFixed(2) +
" ";
}
}
}else{
if (setting_data.remove_decimal_point == 1) {
table_data +=
"-" +
currency_symbols +
parseInt(display_monthly_payment) +
" ";
} else {
table_data +=
"-" +
currency_symbols +
parseFloat(display_monthly_payment).toFixed(2) +
" ";
}
}
/* EMI column of table code */
/* extra payment column data for table entry */
if (setting_data.extra_payment_option == '1' && extra_payment > 0) {
if(parseInt(balance)<0){
if(old_balance_for_extra_pay < display_monthly_payment){
table_data +=
"-" +
currency_symbols +
"0" +
" ";
}
else{
var Updated_EMI = display_monthly_payment + parseInt(ballon_amounts);
if(parseInt(ballon_amounts) > 0 && Updated_EMI > old_balance_for_extra_pay){
table_data +=
"-" +
currency_symbols +
"0" +
" ";
}
else{
if(parseInt(ballon_amounts) > 0){
var ext_pay = old_balance_for_extra_pay - (display_monthly_payment + parseInt(ballon_amounts) );
if(ext_pay<0){
ext_pay = 0;
}
}
else{
var ext_pay = old_balance_for_extra_pay - display_monthly_payment;
if(ext_pay<0){
ext_pay = 0;
}
}
if(ext_pay < extra_payment){
table_data +=
"-" +
currency_symbols +
parseInt(ext_pay+interest) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(ext_pay+interest);
}
else{
table_data +=
"-" +
currency_symbols +
parseInt(extra_payment) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(extra_payment);
}
}
}
}
else{
table_data +=
"-" +
currency_symbols +
parseInt(extra_payment) +
" ";
total_extra_payment = parseInt(total_extra_payment) + parseInt(extra_payment);
}
}
/* extra payment column data for table entry */
if (setting_data.remove_decimal_point == 1) {
table_data +=
"" +
currency_symbols +
parseInt(interest) +
" ";
} else {
table_data +=
"" +
currency_symbols +
parseFloat(interest).toFixed(2) +
" ";
}
if (i == loan_terms_month) {
balance = 0;
}
var display_balance = balance;
if (
display_balance < 0 ||
(display_balance > 0 && display_balance < 1)
) {
display_balance = 0.0;
}
if (setting_data.remove_decimal_point == 1) {
display_balance = parseInt(display_balance);
} else {
display_balance = parseFloat(display_balance).toFixed(2);
}
if (parseInt(balance) < 0) {
table_data += "$0.00 ";
} else {
table_data += "" + currency_symbols + display_balance + " ";
}
table_data += " ";
if(setting_data.extra_payment_option == '1'){
if (setting_data.remove_decimal_point == 1) {
if (payment_type == "In Advance" && i==1) {
total_interest_for_extra_pay = parseInt(total_interest_for_extra_pay) + parseInt(interest);
}
else{
total_interest_for_extra_pay = parseInt(total_interest_for_extra_pay) + parseInt(interest);
}
}
else{
if (payment_type == "In Advance" && i==1) {
total_interest_for_extra_pay = parseFloat(total_interest_for_extra_pay) + parseFloat(interest);
}
else{
total_interest_for_extra_pay = parseFloat(total_interest_for_extra_pay) + parseFloat(interest);
}
}
if (parseInt(balance) < 0) {
break;
}
}
/* extra payment calculate total interest and break loop of table entry wnen balance get 0 */
}
jQuery("#loan_table_data").html(table_data);
/* hide extra payment table column when its 0 */
if (setting_data.extra_payment_option == '1') {
if(parseInt(extra_payment)==0){
jQuery('.extra-payment-column').hide();
}
else{
jQuery('.extra-payment-column').show();
}
}
/* hide extra payment table column when its 0 */
/* extra payment display total interest in summary result */
if (setting_data.extra_payment_option == '1' && extra_payment > 0) {
if (setting_data.remove_decimal_point == 1) {
jQuery("#total_interests_amt").html(addCommas(total_interest_for_extra_pay));
jQuery("#total_interests_amt_hidden").html(addCommas(total_interest_for_extra_pay));
}
else{
jQuery("#total_interests_amt").html(addCommas(total_interest_for_extra_pay.toFixed(2)));
jQuery("#total_interests_amt_hidden").html(addCommas(total_interest_for_extra_pay.toFixed(2)));
}
/* change total interest variable for chart */
total_interests = total_interest_for_extra_pay;
if (setting_data.hide_total_extra_payments != '1'){
jQuery("#bottom_total_extra_payment").text(addCommas(total_extra_payment));
}
/* saved interest after extra payment start */
var total_interest_without_extra_payment = get_total_interest_without_extra_payment();
total_interest_without_extra_payment = total_interest_without_extra_payment.replaceAll(",", "");
var saved_inter_after_extra_payment = 0;
if(parseInt(total_interest_without_extra_payment) > 0){
if (setting_data.remove_decimal_point == 1) {
saved_inter_after_extra_payment = parseInt(total_interest_without_extra_payment) - parseInt(total_interest_for_extra_pay);
}
else{
saved_inter_after_extra_payment = parseFloat(total_interest_without_extra_payment) - parseFloat(total_interest_for_extra_pay);
saved_inter_after_extra_payment = saved_inter_after_extra_payment.toFixed(2);
}
if(saved_inter_after_extra_payment < 0){
saved_inter_after_extra_payment = 0;
}
}
jQuery('#interest_save_for_extra_payment').html(addCommas(saved_inter_after_extra_payment));
/* saved interest after extra payment end */
}
/* extra payment display total interest in summary result */
/* END : Loan Table Section */
/* START : Loan Chart Section */
var balance_arr = [];
var remainig_interests = [];
var total_monthly_payment = [];
var total_principal_amonut = [];
var balance = loan_amount;
var interestSum = 0;
var principalSum = 0;
var monthly_paymentSum = 0;
var graph_type = "Years";
if (loan_terms_month <= 12) {
graph_type = "Months";
}
graph_type = "Months";
for (var p = 1; p <= loan_terms_month; p++) {
if (p == 1) {
if (setting_data.remove_decimal_point == 1) {
remainig_interests.push(parseInt(total_interests));
balance_arr.push(parseInt(balance));
} else {
remainig_interests.push(parseFloat(total_interests.toFixed(2)));
balance_arr.push(parseFloat(balance.toFixed(2)));
}
}
if (setting_data.remove_decimal_point == 1) {
rmv_decimal = 1;
} else {
rmv_decimal = 0;
}
//var interest = balance * interest_rates / 1200;
count = loan_terms_month - p;
var interest = cal_interest_amount_by_fre_payment_option(
repayment_frequency_val,
count,
balance,
interest_rates,
rmv_decimal
);
var principal = monthly_payment - parseFloat(interest).toFixed(2);
if (p == loan_terms_month) {
balance = balance - principal - ballon_amounts;
} else {
balance = balance - principal;
}
/* deduct extra payment from balance in table entry */
if (setting_data.extra_payment_option == '1') {
balance = balance - extra_payment;
}
/* deduct extra payment from balance in table entry */
var total_interests = total_interests - interest;
if (balance < 0 || (balance > 0 && balance < 1)) {
balance = 0;
}
if (
total_interests < 0 ||
(total_interests > 0 && total_interests < 1)
) {
total_interests = 0;
}
interestSum += interest; // Accumulate interest
principalSum += principal;
monthly_paymentSum += monthly_payment;
if (loan_terms_month > 120) {
if (p % 12 == 0 || p == loan_terms_month) {
if (setting_data.remove_decimal_point == 1) {
/*remainig_interests.push(parseInt(interest));
balance_arr.push(parseInt(balance));*/
remainig_interests.push(parseInt(interestSum));
balance_arr.push(parseInt(balance));
total_monthly_payment.push(parseInt(monthly_paymentSum));
total_principal_amonut.push(parseInt(monthly_paymentSum) - parseInt(interestSum));
} else {
remainig_interests.push(parseFloat(interestSum.toFixed(2)));
balance_arr.push(parseFloat(balance.toFixed(2)));
total_monthly_payment.push(parseFloat(monthly_paymentSum.toFixed(2)));
total_principal_amonut.push(parseFloat(monthly_paymentSum.toFixed(2)) - parseFloat(interestSum.toFixed(2)));
}
interestSum = 0;
//principalSum = 0;
monthly_paymentSum = 0;
}
} else {
if (setting_data.remove_decimal_point == 1) {
remainig_interests.push(parseInt(interest));
if(setting_data.chart_types == 'stacked_bar'){
balance_arr.push(parseInt(balance));
total_monthly_payment.push(parseInt(monthly_paymentSum));
total_principal_amonut.push(parseInt(monthly_paymentSum) - parseInt(interestSum));
}else{
balance_arr.push(parseInt(principal));
}
} else {
remainig_interests.push(parseFloat(interest).toFixed(2));
if(setting_data.chart_types == 'stacked_bar'){
balance_arr.push(parseFloat(balance.toFixed(2)));
total_monthly_payment.push(parseFloat(monthly_payment.toFixed(2)));
total_principal_amonut.push(parseFloat(monthly_payment.toFixed(2)) - parseFloat(interest.toFixed(2)));
}else{
balance_arr.push(parseFloat(principal.toFixed(2)));
}
}
}
// total_interests
/* extra payment chart no of payments */
if (setting_data.extra_payment_option == '1' && parseInt(balance) <= 0 && extra_payment > 0) {
break;
}
/* extra payment chart no of payments */
}
/* START : PREPARE CHART JS DATA */
var loan_data = [];
const interests = [];
const total_balance_arr = [];
const xData = [];
/* new stacked bar chart */
const principal_calc_new_arr = [];
const extra_payment_arr = [];
for (var p = 1; p < remainig_interests.length; p++) {
total_balance_arr.push(balance_arr[p]);
if (setting_data.remove_decimal_point == 1) {
interests.push(parseInt(remainig_interests[p]));
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
principal_calc_new_arr.push(parseInt(monthly_payment) - parseInt(remainig_interests[p]));
}
} else {
interests.push(parseFloat(remainig_interests[p]));
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
principal_calc_new_arr.push(parseFloat(monthly_payment) - parseFloat(remainig_interests[p]));
}
}
xData.push(p);
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
extra_payment_arr.push(extra_payment);
}
}
var graphColor = $("#loan-process-graph").css("--calc-graph-color");
var graph_color_sub = $("#loan-process-graph").css(
"--calc-graph-color-sub"
);
var graph_border_color = $("#loan-process-graph").css(
"--calc-graph-border-color"
);
var graph_border_color_sub = $("#loan-process-graph").css(
"--calc-graph-border-color-sub"
);
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
var balance_border_color_graph = $("#loan-process-graph").css(
"--calc-graph-balance-border-color"
);
var balance_point_background_color_graph = $("#loan-process-graph").css(
"--calc-graph-balance-point-background-color"
);
var extra_payment_graph_color = $("#loan-process-graph").css(
"--calc-graph-extra-payment-graph-color"
);
}
const colors = {
green: {
fill: "#e0eadf",
stroke: "#5eb84d",
},
lightBlue: {
stroke: "#6fccdd",
},
darkBlue: {
fill: graphColor,
stroke: graph_border_color,
},
purple: {
fill: graph_color_sub,
stroke: graph_border_color_sub,
},
};
var data = {};
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
if (typeof balance_point_background_color_graph === 'undefined'){
balance_point_background_color_graph = setting_data.balance_point_background_color_graph;
}
if (typeof balance_border_color_graph === 'undefined'){
balance_border_color_graph = setting_data.balance_border_color_graph;
}
if (typeof extra_payment_graph_color === 'undefined'){
extra_payment_graph_color = setting_data.extra_payment_graph_color;
}
var data_sets_graph = [
{
// label: "Balance",
label: 'Balance',
type:'line',
fill: false,
data: total_balance_arr,
backgroundColor: balance_point_background_color_graph,
pointBackgroundColor: balance_point_background_color_graph,
borderColor: balance_border_color_graph,
pointHighlightStroke: balance_point_background_color_graph,
borderCapStyle: "butt",
pointRadius: 5
},
{
// label: "Principal",
label: setting_data.principal_label,
fill: true,
backgroundColor: colors.darkBlue.fill,
pointBackgroundColor: colors.darkBlue.stroke,
borderColor: colors.darkBlue.stroke,
pointHighlightStroke: colors.darkBlue.stroke,
borderCapStyle: "butt",
data: total_principal_amonut,
yAxisID: 'y1'
},
{
// label: "Interest",
label: setting_data.interest_label,
fill: true,
backgroundColor: colors.purple.fill,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: interests,
yAxisID: 'y1'
}
];
if(extra_payment > 0){
data_sets_graph.push({
// label: "Extra payment",
label: "Extra Payment",
fill: true,
backgroundColor: extra_payment_graph_color,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: extra_payment_arr,
yAxisID: 'y1'
});
}
data = {
labels: xData,
datasets: data_sets_graph
};
}else{
data = {
labels: xData,
datasets: [
{
// label: "Interest",
label: setting_data.interest_label,
fill: true,
backgroundColor: colors.purple.fill,
pointBackgroundColor: colors.purple.stroke,
borderColor: colors.purple.stroke,
pointHighlightStroke: colors.purple.stroke,
borderCapStyle: "butt",
data: interests,
},
{
// label: "Principal",
label: setting_data.principal_label,
fill: true,
backgroundColor: colors.darkBlue.fill,
pointBackgroundColor: colors.darkBlue.stroke,
borderColor: colors.darkBlue.stroke,
pointHighlightStroke: colors.darkBlue.stroke,
borderCapStyle: "butt",
data: total_balance_arr,
},
],
};
}
Chart.Tooltip.positioners.custom = function (elements, position) {
//debugger;
return {
x: position.x,
y: position.y,
};
};
// setTimeout(() => {
var ctx = $("#loan-process-graph").get(0).getContext("2d");
var default_theme_chart = Chart.getChart("loan-process-graph");
if (default_theme_chart) {
default_theme_chart.destroy();
}
/* new stacked bar chart */
if(setting_data.chart_types == 'stacked_bar'){
default_theme_chart = new Chart(ctx, {
type: 'bar',
data: data,
responsive: true,
options: {
title: {
display: true,
text: "Loan Calculator",
},
layout: {
padding: 32,
},
tooltips: {
mode: "index",
intersect: true,
position: "custom",
yAlign: "bottom",
},
scales: {
xAxes: {
stacked: true,
gridLines: {
display: false,
},
scaleLabel: {
display: true,
labelString: "Term (Months)",
},
min: 1,
title: {
display: true,
text: 'No. of Payments'
},
},
yAxes: {
stacked: true,
beginAtZero: false,
gridLines: {
display: true,
},
scaleLabel: {
display: true,
labelString: "Amount Owing ($)",
},
title: {
display: true,
text: 'Balance'
}
},
y1: {
type: 'linear',
position: 'right',
min: 0,
title: {
display: true,
text: 'EMI Payment / '+repayment_frequency_val
},
stacked: true,
},
},
plugins: {
legend: {
display: false,
},
datalabels : {
display:false,
},
htmlLegend: {
containerID: 'lc-chart-legend-container',
},
tooltip: {
enabled: false, // Disable default tooltips
external: function(context) {
// Tooltip Element
let tooltipEl = document.getElementById('chartjs-tooltip');
if (!tooltipEl) {
tooltipEl = document.createElement('div');
tooltipEl.id = 'chartjs-tooltip';
tooltipEl.innerHTML = '';
document.body.appendChild(tooltipEl);
}
const tooltipModel = context.tooltip;
if (tooltipModel.opacity === 0) {
tooltipEl.style.opacity = 0;
return;
}
tooltipEl.classList.remove('above', 'below', 'no-transform');
if (tooltipModel.yAlign) {
tooltipEl.classList.add(tooltipModel.yAlign);
} else {
tooltipEl.classList.add('no-transform');
}
function getBody(bodyItem) {
return bodyItem.lines;
}
if (tooltipModel.body) {
const titleLines = tooltipModel.title || [];
const bodyLines = tooltipModel.body.map(getBody);
let innerHtml = '';
titleLines.forEach(function(title) {
innerHtml += '
No. Payment: ' + title + '
';
});
bodyLines.forEach(function(body, i) {
innerHtml += '
' + body + '
';
if(body[0].split(':')[0]!='Balance'){
if(parseInt(extra_payment) > 0){
var total_payment_graph = monthly_payment+parseInt(extra_payment)
if(setting_data.remove_decimal_point=='1'){
total_payment_graph = parseInt(total_payment_graph);
}
else{
total_payment_graph = parseFloat(total_payment_graph).toFixed(2);
}
innerHtml += '
Total Payment: '+total_payment_graph+'
';
}
else{
var totalpayment= (total_monthly_payment[i] != ''?total_monthly_payment[i]:monthly_payment);
innerHtml += '
Total Payment: '+totalpayment+'
';
}
}
});
innerHtml += '
"+setting_data.year_label+" ";
}
}
else{
if(years<=0){
var display_year_months_loan_det_sec = months + " "+setting_data.month_label+" ";
}
else{
var display_year_months_loan_det_sec = years + " "+setting_data.year_label+" " + months + " "+setting_data.month_label+" ";
}
}
jQuery('#loan_amount_year').html(display_year_months_loan_det_sec);
jQuery("#total_interests_years").html(display_year_months_loan_det_sec);
/* extra payment display saved time in result summary start */
if (setting_data.extra_payment_option == '1' && parseInt(jQuery('#extra_payment').val().replaceAll(",", "")) > 0) {
var saved_loan_terms = parseInt(old_loan_terms) - parseInt(loan_terms);
if(repayment_frequency_val == "Weekly"){
years = parseInt(saved_loan_terms / 52);
remains = saved_loan_terms - (years * 52);
months = parseInt(remains / 4);
}
else if(repayment_frequency_val == "Fortnight"){
years = parseInt(saved_loan_terms / 26);
remains = saved_loan_terms - (years * 26);
months = parseInt(remains / 2);
}
else if(repayment_frequency_val == "Monthly"){
years = parseInt(saved_loan_terms / 12);
remains = saved_loan_terms - (years * 12);
months = parseInt(remains);
}
else if(repayment_frequency_val == "Quarterly"){
years = parseInt(saved_loan_terms / 4);
remains = saved_loan_terms - (years * 4);
months = parseInt(remains * 3);
}
else if(repayment_frequency_val == "Yearly"){
years = parseInt(saved_loan_terms);
months = 0;
}
if(months <= 0){
if(years<=0){
jQuery('#extra_payment_saved_time_section').hide();
}
else{
jQuery('#extra_payment_saved_time_section').show();
var display_year_months_loan_det_sec = years + " "+setting_data.year_label+" ";
}
}
else{
jQuery('#extra_payment_saved_time_section').show();
if(years <=0){
var display_year_months_loan_det_sec = months + " "+setting_data.month_label+" ";
}
else{
var display_year_months_loan_det_sec = years + " "+setting_data.year_label+" " + months + " "+setting_data.month_label+" ";
}
}
if (setting_data.hide_save_time_extra_payments != '1'){
jQuery('#time_save_for_extra_payment').html(display_year_months_loan_det_sec);
}
}
/* extra payment display saved time in result summary end */
}
function convert_total_terms_to_year_month_for_loan_term_frequency_label(loan_terms,repayment_frequency_val){
var years = 0;
var months = 0;
var remains = 0;
if(repayment_frequency_val == "Weekly"){
years = parseInt(loan_terms / 52);
remains = loan_terms - (years * 52);
months = parseInt(remains / 4);
}
else if(repayment_frequency_val == "Fortnight"){
years = parseInt(loan_terms / 26);
remains = loan_terms - (years * 26);
months = parseInt(remains / 2);
}
else if(repayment_frequency_val == "Monthly"){
years = parseInt(loan_terms / 12);
remains = loan_terms - (years * 12);
months = parseInt(remains);
}
else if(repayment_frequency_val == "Quarterly"){
years = parseInt(loan_terms / 4);
remains = loan_terms - (years * 4);
months = parseInt(remains * 3);
}
else if(repayment_frequency_val == "Yearly"){
years = parseInt(loan_terms);
months = 0;
}
var display = years + " year(s) and " + months + " month(s)";
jQuery('#label-for-freuency').text(display);
}
function get_total_interest_without_extra_payment(){
var monthly_payment = 0;
var repayment_frequency_val = jQuery("#repayment_freq").val();
var loan_amount = jQuery("#loan_amount").val();
if (setting_data.remove_decimal_point == 1) {
loan_amount = parseInt(loan_amount.replaceAll(",", ""));
} else {
loan_amount = parseFloat(loan_amount.replaceAll(",", ""));
}
/* down payment code start */
if (setting_data.down_payment_option == '1') {
if (setting_data.down_payment_mode == 'percentage') {
var down_payment_range = document.getElementById("down_payment_range");
var down_payment_per = jQuery("#down_payment_per").val();
down_payment_per = parseInt(down_payment_per);
var down_payment =
parseInt(
(parseInt(loan_amount) *
parseInt(down_payment_per)
)) / 100;
loan_amount = loan_amount - parseInt(down_payment);
}
else{
var down_payment = parseInt(jQuery("#down_payment").val().replaceAll(",", ""));
if (down_payment > 0 && down_payment < loan_amount) {
loan_amount = loan_amount - parseInt(down_payment);
}
}
if (down_payment == "") {
down_payment = 0;
}
}
/* down payment code end */
if (setting_data.remove_decimal_point == 1) {
var interest_rates = parseInt(jQuery("#interest_rates").val());
} else {
var interest_rates = parseFloat(jQuery("#interest_rates").val());
}
var ballon_amounts_per = jQuery("#ballon_amounts_per").val();
var loan_terms_month = 0;
var total_months_terms = 0;
var loan_terms = parseFloat(jQuery("#loan_terms").val());
if (loan_terms > 0) {
total_months_terms = cal_loan_terms_by_frequency_payment_option(
repayment_frequency_val,
loan_terms
);
loan_terms_month = loan_terms;
}
var payment_type = jQuery("#payment_type").val();
var loan_advance_interest = 0;
var adloan_amount = 0;
if (payment_type == "In Advance") {
if (setting_data.remove_decimal_point == 1) {
adloan_amount = cal_advance_loan_amount_by_frequency_val(
repayment_frequency_val,
loan_amount,
interest_rates
);
var advance_cal = loan_advance_interest_cal(
repayment_frequency_val,
adloan_amount,
interest_rates
);
loan_advance_interest = parseInt(advance_cal.loan_advance_interest);
loan_amount = adloan_amount;
} else {
adloan_amount = cal_advance_loan_amount_by_frequency_val(
repayment_frequency_val,
loan_amount,
interest_rates
);
var advance_cal = loan_advance_interest_cal(
repayment_frequency_val,
adloan_amount,
interest_rates
);
loan_advance_interest = advance_cal.loan_advance_interest;
loan_amount = adloan_amount;
}
}
if (setting_data.remove_decimal_point == 1) {
var ballon_amounts =
parseInt(
(parseInt(loan_amount) + parseInt(loan_advance_interest)) *
parseInt(ballon_amounts_per)
) / 100;
} else {
var ballon_amounts =
parseFloat(
(parseFloat(loan_amount) + parseFloat(loan_advance_interest)) *
parseFloat(ballon_amounts_per)
) / 100;
}
if (parseFloat(ballon_amounts) > parseFloat(loan_amount)) {
if (setting_data.remove_decimal_point == 1) {
var new_ballon_amt =
parseInt(
(parseInt(loan_amount) + parseInt(loan_advance_interest)) *
parseInt(ballon_amounts_per)
) / 100;
} else {
var new_ballon_amt =
parseFloat(
(parseFloat(loan_amount) + parseFloat(loan_advance_interest)) *
parseFloat(ballon_amounts_per)
) / 100;
}
}
var ballon_amounts = jQuery("#ballon_amounts").val();
ballon_amounts = ballon_amounts.replaceAll(",", "");
if (ballon_amounts == "") {
ballon_amounts = 0;
}
if (setting_data.remove_decimal_point == 1) {
ballon_amounts_per = parseInt(ballon_amounts_per);
} else {
ballon_amounts_per = parseFloat(ballon_amounts_per);
}
var loan_amount_range = document.getElementById("loan_amount_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((loan_amount_range.value - loan_amount_range.min) /
(loan_amount_range.max - loan_amount_range.min)) *
100
);
} else {
var value =
((loan_amount_range.value - loan_amount_range.min) /
(loan_amount_range.max - loan_amount_range.min)) *
100;
}
var interest_rate_range = document.getElementById("interest_rate_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((interest_rate_range.value - interest_rate_range.min) /
(interest_rate_range.max - interest_rate_range.min)) *
100
);
} else {
var value =
((interest_rate_range.value - interest_rate_range.min) /
(interest_rate_range.max - interest_rate_range.min)) *
100;
}
var loan_terms_range = document.getElementById("loan_terms_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((loan_terms_range.value - loan_terms_range.min) /
(loan_terms_range.max - loan_terms_range.min)) *
100
);
} else {
var value =
((loan_terms_range.value - loan_terms_range.min) /
(loan_terms_range.max - loan_terms_range.min)) *
100;
}
var ballon_amount_range = document.getElementById("ballon_amount_range");
if (setting_data.remove_decimal_point == 1) {
var value = parseInt(
((ballon_amount_range.value - ballon_amount_range.min) /
(ballon_amount_range.max - ballon_amount_range.min)) *
100
);
loan_terms = parseInt(loan_terms / 12);
loan_terms = parseInt(loan_terms);
} else {
loan_terms = parseFloat(loan_terms / 12).toFixed(2);
loan_terms = parseFloat(loan_terms);
}
if (setting_data.remove_decimal_point == 1) {
var emi_cal = cal_emi_amount_frequency_payment_options(
repayment_frequency_val,
loan_amount,
interest_rates,
loan_terms_month,
ballon_amounts
);
monthly_payment = parseInt(emi_cal.emi_amount);
var total_interests =
parseInt(monthly_payment) * loan_terms_month - loan_amount;
var per_month_ballon_amt = 0;
var ballon_amt_interest = 0;
if (ballon_amounts > 0) {
ballon_amt_interest = cal_total_interest_on_balloon_amount(repayment_frequency_val,ballon_amounts,interest_rates,loan_terms_month);
per_month_ballon_amt = ballon_amt_interest / loan_terms_month;
}
} else {
var emi_cal = cal_emi_amount_frequency_payment_options(
repayment_frequency_val,
loan_amount,
interest_rates,
loan_terms_month,
ballon_amounts
);
monthly_payment = emi_cal.emi_amount;
var total_interests = (monthly_payment * loan_terms_month) - loan_amount;
var per_month_ballon_amt = 0;
var ballon_amt_interest = 0;
if (ballon_amounts > 0) {
ballon_amt_interest = cal_total_interest_on_balloon_amount(repayment_frequency_val,ballon_amounts,interest_rates,loan_terms_month);
per_month_ballon_amt = ballon_amt_interest / loan_terms_month;
}
}
var loan_terms = jQuery("#loan_terms").val();
if (setting_data.remove_decimal_point == 1) {
if(repayment_frequency_val=='Fortnight'){
loan_terms = parseInt(loan_terms / 26);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms = parseInt(loan_terms / 52);
}
else{
loan_terms = parseInt(loan_terms / 12);
}
loan_terms = parseInt(loan_terms);
total_interests =
parseInt(total_interests) +
parseInt(ballon_amounts) +
parseInt(ballon_amt_interest);
monthly_payment =
parseInt(monthly_payment) + parseInt(per_month_ballon_amt);
} else {
if(repayment_frequency_val=='Fortnight'){
loan_terms = parseFloat(loan_terms / 26).toFixed(2);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms = parseFloat(loan_terms / 52).toFixed(2);
}
else{
loan_terms = parseFloat(loan_terms / 12).toFixed(2);
}
loan_terms = parseFloat(loan_terms);
total_interests =
parseFloat(total_interests) +
parseFloat(ballon_amounts) +
parseFloat(ballon_amt_interest) * loan_terms;
monthly_payment =
parseFloat(monthly_payment) + parseFloat(per_month_ballon_amt);
}
/* START: Total Fee Calculation */
/* check for the inifinity and NAN value */
if(monthly_payment==Infinity || monthly_payment =='NaN' || Number.isNaN(monthly_payment) == Number.isNaN(NaN)){
monthly_payment = 0;
}
jQuery("#loan_terms_range").val(jQuery("#loan_terms").val());
var monthly_fee = setting_data.monthly_rate;
var application_fee = setting_data.application_fee;
if (setting_data.calculation_fee_setting_enable == 1) {
if (setting_data.remove_decimal_point == 1) {
var loan_terms_for_fee = 0 ;
if(repayment_frequency_val=='Fortnight'){
loan_terms_for_fee = parseInt(loan_terms * 26 / 12);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms_for_fee = parseInt(loan_terms * 52 / 26);
}
else{
loan_terms_for_fee = parseInt(loan_terms)
}
var total_regular_fee_amt = parseInt(loan_terms_for_fee) * 120;
total_regular_fee_amt = parseInt(total_regular_fee_amt).toFixed(2);
jQuery("#total_regular_fee_amt").html(total_regular_fee_amt);
var total_fee =
parseInt(application_fee) + parseInt(total_regular_fee_amt);
jQuery("#total_fee_amt").html(total_fee);
} else {
var loan_terms_for_fee = 0 ;
if(repayment_frequency_val=='Fortnight'){
loan_terms_for_fee = parseFloat(loan_terms * 26 / 12).toFixed(2);
}
else if(repayment_frequency_val=='Weekly'){
loan_terms_for_fee = parseFloat(loan_terms * 52 / 12).toFixed(2);
}
else{
loan_terms_for_fee = parseFloat(loan_terms).toFixed(2);
}
var total_regular_fee_amt = parseFloat(loan_terms_for_fee) * 120;
total_regular_fee_amt = parseFloat(total_regular_fee_amt).toFixed(2);
var total_fee =
parseFloat(application_fee) + parseFloat(total_regular_fee_amt);
}
}
/* END : Total Fee Calculation*/
/* STRAT : Interests Field Fill*/
//var loan_amount_term_label = 'per ' + repayment_frequency_val.slice(0, -2) + ' for ';
var loan_amount_term_label = "";
if (repayment_frequency_val == "Yearly") {
loan_amount_term_label = setting_data.repay_freq_per_year_label;
} else if (repayment_frequency_val == "Quarterly") {
loan_amount_term_label = setting_data.repay_freq_per_quarter_label;
} else if (repayment_frequency_val == "Weekly") {
loan_amount_term_label = setting_data.repay_freq_per_week_label;
} else if (repayment_frequency_val == "Fortnight") {
loan_amount_term_label = setting_data.repay_freq_per_fortnight_label;
} else {
loan_amount_term_label = setting_data.repay_freq_per_month_label;
}
if (setting_data.remove_decimal_point == 1) {
var total_int_amt = addCommas(
Math.round(
parseInt(total_interests) - parseInt(loan_advance_interest)
)
);
/* check for NAN value */
if(total_int_amt=='NaN'){
total_int_amt = 0;
}
return total_int_amt;
} else {
if (interest_rates === 0) {
return 0;
} else {
var total_sum_interests =
total_interests < loan_advance_interest
? parseFloat(total_interests).toFixed(2)
:
(
parseFloat(total_interests) -
parseFloat(loan_advance_interest)
).toFixed(2)
;
/* check for NAN value */
if(total_sum_interests=='NaN'){
total_sum_interests = '0.00';
}
return total_sum_interests;
}
}
}
jQuery(document).ready(function() {
jQuery('#loan_terms').on('focusout', function() {
function switchTabs(tabId) {
if (tabId === 'tab1') {
jQuery('#tab1').prop('checked', true).trigger('click');
} else if (tabId === 'tab2') {
jQuery('#tab1').prop('checked', true).trigger('click');
setTimeout(function() {
jQuery('#tab2').prop('checked', true).trigger('click');
}, 5);
} else if (tabId === 'tab3') {
jQuery('#tab1').prop('checked', true).trigger('click');
setTimeout(function() {
jQuery('#tab3').prop('checked', true).trigger('click');
}, 5);
}
}
// Show loader and overlay
jQuery('#overlay').show();
jQuery('#loader').show();
setTimeout(function() {
var selectedTabId = jQuery('input[name="tabs"]:checked').attr('id');
switchTabs(selectedTabId);
setTimeout(function() {
jQuery('#overlay').hide();
jQuery('#loader').hide();
}, 15);
}, 10);
});
var theme = jQuery('body').data('theme');
var printStyles = '';
if (theme === 'twenty-twenty-four') {
printStyles = `
@media print {
.loan-option-text-info .loan-option-text-info-section .loan-option-text-info-block .first-row .first-row-sub-child {
width: 30% !important;
padding: 0 15px !important;
position: relative !important;
}
}
`;
} else {
printStyles = `
@media print {
.loan-option-text-info .loan-option-text-info-section .loan-option-text-info-block .first-row .first-row-sub-child {
width: 33.33% !important;
padding: 0 15px !important;
position: relative !important;
}
}
`;
}
jQuery('').appendTo('head');
});
jQuery('select').on('change',function(e){
jQuery(this).find('[selected]').removeAttr('selected')
jQuery(this).find(':selected').attr('selected','selected')
});
/* new stacked bar chart */
const getOrCreateLegendList = (chart, id) => {
const legendContainer = document.getElementById(id);
let listContainer = legendContainer.querySelector('ul');
if (!listContainer) {
listContainer = document.createElement('ul');
listContainer.style.display = 'flex';
listContainer.style.flexDirection = 'row';
listContainer.style.margin = 0;
listContainer.style.padding = 0;
legendContainer.appendChild(listContainer);
}
return listContainer;
};
const htmlLegendPlugin = {
id: 'htmlLegend',
afterUpdate(chart, args, options) {
const ul = getOrCreateLegendList(chart, options.containerID);
// Remove old legend items
while (ul.firstChild) {
ul.firstChild.remove();
}
const items = chart.options.plugins.legend.labels.generateLabels(chart);
var bal_val;
Object.entries(items).forEach(([key, value]) => {
if(value.text=='Balance'){
bal_val = value;
delete items[key];
}
});
items.push(bal_val);
items.forEach(item => {
const li = document.createElement('li');
li.style.alignItems = 'center';
li.style.cursor = 'pointer';
li.style.display = 'flex';
li.style.flexDirection = 'row';
li.style.marginLeft = '10px';
li.onclick = () => {
const {type} = chart.config;
if (type === 'pie' || type === 'doughnut') {
// Pie and doughnut charts only have a single dataset and visibility is per item
chart.toggleDataVisibility(item.index);
} else {
chart.setDatasetVisibility(item.datasetIndex, !chart.isDatasetVisible(item.datasetIndex));
}
chart.update();
};
// Color box
const boxSpan = document.createElement('span');
boxSpan.style.background = item.fillStyle;
boxSpan.style.borderColor = item.strokeStyle;
boxSpan.style.borderWidth = '0px';
boxSpan.style.display = 'inline-block';
boxSpan.style.flexShrink = 0;
boxSpan.style.height = '14px';
boxSpan.style.marginRight = '10px';
boxSpan.style.width = '14px';
boxSpan.style.borderRadius = '50%';
if(item.text == 'Balance'){
boxSpan.classList.add('balance-legend-icon');
boxSpan.style.height = '10px';
boxSpan.style.width = '10px';
li.style.marginLeft = '15px';
}
// Text
const textContainer = document.createElement('p');
textContainer.style.color = item.fontColor;
textContainer.style.margin = 0;
textContainer.style.padding = 0;
textContainer.style.textDecoration = item.hidden ? 'line-through' : '';
if(jQuery(window).width() <= 767){
textContainer.style.fontSize = '8px';
}
const text = document.createTextNode(item.text);
textContainer.appendChild(text);
li.appendChild(boxSpan);
li.appendChild(textContainer);
ul.appendChild(li);
ul.style.justifyContent = 'center';
});
}
};