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									<h2>Buy-Off Loans</h2><p><strong>Clear existing loans and enjoy better terms with Elite Wallet.</strong></p><hr /><h3>What is a Buy-Off Loan?</h3><p>A Buy-Off Loan from Elite Wallet Limited allows you to <strong>transfer your existing loan from another lender</strong> (bank, microfinance, or SACCO) to us. This helps you consolidate your debts, reduce your monthly repayment burden, and enjoy <strong>lower interest rates, longer repayment periods, or friendlier terms</strong>.</p><hr /><h3>Key Features</h3><ul><li><p><strong>Loan Takeover</strong> – Elite Wallet clears your existing loan balance directly with your current lender.</p></li><li><p><strong>Better Terms</strong> – Enjoy <strong>reduced interest rates</strong> and longer repayment schedules.</p></li><li><p><strong>Debt Consolidation</strong> – Merge multiple loans into one manageable monthly installment.</p></li><li><p><strong>Fast Processing</strong> – Quick approval once documents are submitted.</p></li><li><p><strong>Flexible Repayment</strong> – Tailored repayment plans that fit your salary or business cash flow.</p></li><li><p><strong>Convenience</strong> – No stress of dealing with multiple lenders; Elite Wallet becomes your single point of repayment.</p></li></ul><hr /><h3>Who Qualifies?</h3><p>You may be eligible if you:</p><ul><li><p>Have an <strong>active loan</strong> with a recognized financial institution in Kenya.</p></li><li><p>Are a salaried employee (with an employer MOU) or a business owner with verifiable income.</p></li><li><p>Have a good repayment history (not negatively listed on CRB).</p></li><li><p>Provide required documents (loan statements, clearance letter from existing lender, ID, payslips/bank statements).</p></li></ul><hr /><h3>Loan Limits &amp; Terms</h3><ul><li><p><strong>Loan Amount</strong>: Equivalent to or higher than your outstanding balance.</p></li><li><p><strong>Top-Up Option</strong>: You may qualify for an <strong>extra cash top-up</strong> after your loan is bought off.</p></li><li><p><strong>Repayment Period</strong>: Up to 72 months (depending on loan size and employer/business income).</p></li><li><p><strong>Interest Rate</strong>: Competitive, reducing balance method.</p></li><li><p><strong>Security</strong>: May depend on the loan type (salary check-off, logbook, or other collateral).</p></li></ul><hr /><h3>How It Works</h3><ol><li><p><strong>Application</strong> – Apply for a Buy-Off Loan with Elite Wallet.</p></li><li><p><strong>Assessment</strong> – Submit your loan statement and employer/income verification documents.</p></li><li><p><strong>Settlement</strong> – Elite Wallet pays off your existing loan directly to the current lender.</p></li><li><p><strong>Consolidation</strong> – Your new loan with Elite Wallet is restructured with easier repayment terms.</p></li><li><p><strong>Top-Up (Optional)</strong> – If eligible, receive additional funds after the buy-off.</p></li></ol><hr /><h3>Why Choose Elite Wallet Buy-Off Loans?</h3><ul><li><p>Escape high-interest loans and enjoy <strong>affordable repayment plans</strong>.</p></li><li><p>Streamline your debts into <strong>one single repayment</strong>.</p></li><li><p>Transparent fees with no hidden charges.</p></li><li><p>Fast and professional support through the entire process.</p></li><li><p>Optional top-up gives you extra cash for urgent needs.</p></li></ul><hr /><h3>Responsible Borrowing</h3><p>A Buy-Off Loan is a tool to help you manage debt more effectively. Ensure you understand the new loan terms and commit to timely repayments to avoid falling back into debt stress.</p><hr /><h3>FAQs</h3><p><strong>Q: Can Elite Wallet buy off any type of loan?</strong><br />A: Yes, we buy off personal loans, salary check-off loans, logbook loans, and other credit facilities, subject to assessment.</p><p><strong>Q: Will I get extra money after my loan is bought off?</strong><br />A: If your income supports it, you may qualify for a top-up.</p><p><strong>Q: How long does the buy-off process take?</strong><br />A: Typically 3–7 working days, depending on clearance from your existing lender.</p><p><strong>Q: Do I need to inform my current lender?</strong><br />A: Yes, but Elite Wallet will also handle formal communication and settlement on your behalf.</p><hr /><p>👉 <strong>Apply Now</strong> — Transfer your loan to Elite Wallet today and enjoy lower rates, easier repayment, and financial freedom.</p><p> </p>								</div>
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